Construction is a fantastic industry to be in right now as a profession, but it also carries with it some risk. If you’ve recently suffered an injury while on the job, navigating the claim process might seem overwhelming, it doesn’t have to be if you follow these NYC workers’ compensation claim guidelines.
What Qualifies as an NYC Workers’ Compensation Claim
Before we get too deep into how to file a workers’ compensation claim, let’s cover what constitutes an NYC workers’ compensation claim. For an injury to be considered eligible for coverage under workers’ compensation, it must happen in your line of work. This means that you must be at a job site completing work for your employer at the time of the accident.
New York requires that employers within the state carry workers’ compensation coverage for their employees. They are not supposed to pass on any fees to the employees, and the coverage should encompass all employees who work for the company.
The New York State Workers’ Compensation Board offers helpful insights into understanding your coverage and knowing your rights when it comes to work-related injuries. If you’re unsure about your workers’ compensation coverage, you can discuss the topic with the human resources department at your company.
How to File a Workers’ Compensation Claim
If you experience a work-related injury, you should:
- Seek immediate medical attention for your injuries.
- As soon as you can, notify your supervisor so that you can create an incident report. List witness accounts if there are any so that the event is as well documented as possible.
- File a C-3 employee claim form. (If you don’t have internet access, you can contact the NYC Workers’ Compensation Board for the paper form).
To help you prepare for the claim form, you should have your personal information, employer information, accident details, and medical diagnosis for your injuries. All of this information is required before you can submit a C-3 claim.
When to Involve an NYC Construction Accident Lawyer
Sadly, workers’ compensation insurance companies must fight insurance fraud regularly. They also look to control their costs, which means finding ways to deny claims.
For those who experience actual injuries on the job and need coverage for their medical bills, missed work and travel expenses to medical appointments, claim denials are frustrating and life-altering.
When your workers’ compensation claim is denied, you should turn to an NYC construction accident lawyer. A lawyer will fight for your rights and ensure your work-related injury doesn’t harm your personal finances.
At the Ashley Law Firm, we’re experts at ensuring injured workers receive the compensation they deserve following a workplace injury. Contact us for a free consultation at 718-715-4729.